???? SLAY THE DTI WITH THIS SPOOKY HORROR EDIT ????

Are you tired of that chilling debt-to-income ratio (DTI) weighing you down? Prepare to annihilate your finances with this creepy horror-themed edit! This isn't your average budget spreadsheet; we're talking spectral visuals and bloodcurdling insights that will have you praying for more. Let's summon the power of fear to finally vanquish your DTI!